BHIM (Bharat Interface for Money) is a UPI (United Payment Interface) based app available on android and iOS platform. It is provides instant, safe and secure cashless payments through mobile phones.
You can use it directly by authenticating mobile number and bank account. After that, you have to create a unique four digit UPI password. Then you can transfer money to any bank without any transaction limit.
BHIM allows sending money to a person using his/her mobile number. Also, there is no need to activate internet banking service of the bank for using BHIM. Additionally, it provides scan and pay facility and works without internet in feature phones.
Due to its simplicity and easy to use UI, BHIM became one of most famous cashless payment option within few days. In short, it is a nice app to try if you want hassle free alternative for official app offered by the bank.